Spring is here and that also means Termite SWARM
Let's face it we have Termites in South CAROLINA. I have heard someone say a long time ago at a closing, we have 2 kinds of houses in SC, the ones that have termites and the ones that are going to have termites. I never forgot those words and kept our Termite Bond renewed every year, that was 23 years ago and despite the bond we did have termites.
What is involved? I call my Termite Company and pay the annual fee and schedule an appointment for them to inspect our house. If there are active termites they repair the damage if not I feel good that our house is clear for another year. Sometimes that may not be the case so it is good to know what you are looking for.
To me this is an important issue because I have seen the damage termites can do in a very short time. By the time you see that they are there you will in general have damage as well. So remember, to protect your home get and keep a termite bond active.
Termites swarm in spring and you may see them fly (yes these little critters can fly so a house with steel beams can still have termites) or you see small mud tubes from the ground up in which they move behind your walls. Sometimes you can touch a wall and it crumbles because termites ate up what's behind it. Termite like moisure so moisture control is important. The wood they eat needs to be moist to digest I guess is a simple way to explain it.
Recently someone called our office and said I think we have termites flying around our house. We sent a Termite Company out to the house to evaluate the situation and there were active termites coming through he walls. That is not how you want to find out about termites. This house will need to be treated and that creates a Termite Bond for 1 year. To continue it the owner will have to pay a set renewal fee next year this time and it will be good for another year. The Termite Company will come out and inspect the house at that time. If they find active termites or damage they will take care of it since the house is under bond. Even if a house has a slab foundation you can have termites. Concrete cracks. This particular house has a slab foundation and the groudn was treated when the house was but but over time and weather the treatment gets diluted. In slab foundations drilling is required to put treatment into from what I have been told.
Many people have over time "let the bond go" because the inseoctors found nothing when they came to isnepct the house, I hear. I think you still get home owners insurance and car insurance even though there was no claim so you should do the same with the Termite Bond, keep renewing it, just in case.
If you sell your house and it goes under contract a buyer will order a termite inspection for a CL100 Letter within 10 business days of acceptance of the contract. In case the inspector finds termite damage and if there is no bond on the house a termite company has to come out and treat the house against termites creating a Bond, Termite Insurance as I like to refer to. If there is damage that requires repairs then that is a separate issue to be addressed to the seller. It can be costly and it is wise to renew the termite bond annually. It is a very good selling feature and peace of mind to a buyer.
If one thinks of it as Insurance rather than a Bond perhaps they may remember to keep the Bond active. Renewing it annually and have the house inspected every year is part of the renewal fee. You would not own a car or house and not have insurance coverage, so why would someone not have termite insurance/bond on the most expensive investment, their home? In general I think it is a lack of understanding.
A Termite Bond protects you against termite damage. There are different bonds and you have to read the material or ask questions. There are different levels of coverage offered, some are transferrable if you sell your home while others are not. I believe it is importanty to have a transferrable bond to make the buyer feel comfortable about owning a home when they buy. Otherwise they have to pay for a new treatment and that is costly. So please always check what the bond covers and if it is transferrable.
Over the years I have seen many sellers that had to pay for the repair of termite damage as well as the treatment. Once you have negotiated the sales price that can be hard on a home seller. So it is also peace of mind for a home seller.
Different companies offer different treaments and programs. So check around and see what you are comfortable with. There are treatments (Termidor® termiticide/insecticide is a professional termite defense product effective on native subterranean termites, Formosan termites, and drywood termites) I found on Corder Pest's website that I am comfortable with, while other companies offer traps. So take a little time to do your research and see what you like best to protect your home. You are also welcome to contact us.